Earnest
Fixed APR
Variable APR
Easy Rate Check
Snowball's Take
Earnest is best for those who want more flexible and customizable terms and repayment options
Other Perks
Ability to choose loan term down to the month, Ability to have payment flexibility (skip a payment and spread across remaining loan payments, extend a payment date by 7 days)
Details
| Servicer | in-house |
| Easy Rate Check | Yes |
| Forbearance | Yes, up to 12 months |
| Eligible Loans | Federal, Parent Plus, Private |
| Available Terms | 5 Years, 10 Years, 15 Years, 20 Years, 6 Years, 7 Years, 8 Years, 12 years |
| Loan Balance Min | $5,000.00 |
| Minimum Credit | 650 |
| Origination Prepayment Fees | none |
| Origination Prepayment Fees | Bachelor Degree |