Get Snowball Wealth on your iPhone Download

Snowball Blog

Sign up for our newsletter for monthly financial tips!

Savings

The Best High-Yield Savings Account in 2023

Have you considered opening a High-Yield Savings Accounts (HYSAs)? Now may be a good time to take advantage, as banks with HYSAs continue to increase their rates.

Three things to keep in mind when you are starting to invest in your 401K

According to the U.S. Census Bureau, only 41% of workers that have access to a 401(k), about 68%, actually use them. According to another study by MagnifyMoney, approximately 45% of Americans wish they would have invested more.

5 Practical Ways to Fight Money Anxiety

Anxiety feeds off of a lack of structure and planning, leaving you to ruminate on the what if’s of your finances.

What the FIRE Movement Means for Women of Color

The truth is, most people in the FIRE movement don’t fully retire. They usually move on to lower paid, less stressful work or self-employment. The key words in FIRE have always been “financial independence”.

How to Save Money When You Really Don’t Want To

Interested in saving money, but having a hard time? You’re certainly not alone. Reaching your financial goals is about much more than saving and earning more. It’s about mindset. It’s about behavioral change.

Is Money Anxiety Holding You Back?

Improve your money mindset and build habits to reach your financial goals.

Tax Saving Strategies for 2022

Here are a few ways to save a little this year.

Five Ways to Save Money on Valentine’s Day

You don’t have to break the bank just to show your partner how much they are loved. Here are five ways to save money on Valentines Day.

Benefits of Building Wealth for Women

If you’re reading this, the odds are you have thought about building wealth for yourself or for your family.

Financial Literacy Month-- The Best Resources, Books and Podcasts

Personal finance doesn’t have to be confusing. For financial literacy month, we want to help you understand the fundamentals of finance so you can learn how to manage and grow your money.

Women in History That Impacted Finance

storically, society viewed men as the financially savvy breadwinners, while women were viewed as incapable of accumulating significant wealth. However, trailblazers paved the way for women to step into their financial power by challenging the status quo.

What is the Pink Tax? Which Products and Services Cost More if You’re a Woman?

The NYC Department of Consumer Affairs conducted a study comparing nearly 800 products from more than 90 brands to figure out if there was a price difference between male and female versions of the same product.

Learn How This Millennial Went From Emotional Spender to Homeowner

I grew up with a single mother who was always in debt and worried about finances, so I didn’t know how to manage my money for a while. I’m still learning how to manage my money, but I am proud of the progress I’ve made so far.

The Best High-Yield Savings Accounts of 2021

Looking for the best savings account with more than the national average 0.05% annual percentage yield, or APY, to put your emergency fund into? At Snowball we’ve done extensive, independent research on financial institutions to identify the best options for you.

$160K in MBA Debt and How I’m Managing It

I had to figure out the loan journey myself, and didn’t know anyone from a similar background to me who I could ask about how they financed their business school journey. So, I hope to help those on their debt-free journey.

Living with Family to Pay Debt, Save Money and Buy a Home - My Money Story

My biggest struggle right now is making sure I'm saving and learning about my own future retirement while working towards helping my parents become homeowners.

How This Millennial Paid Off $120,000 in Student Loans While Making Under 6 Figures

I would say rent is one of the most significant expenses, so really spend extra time looking for a relatively cheaper apartment if you’re planning on moving.

How can you prepare if COVID relief ends for student loans?

There is a lot of uncertainty regarding COVID relief –– will it be extended again? For how long? What should I do in the meantime? We’ve gathered some information to help you!

7 Personal Finance Book Summaries

While not all of us have millionaire family members who we can reach out to, we do have books! We compiled 7 personal finance books to help get you started.

Going from Negative to Positive Net Worth - My Money Story

“We have our diploma, but we’re all going back to live in our childhood bedroom, unemployed, with no job prospects.” It was a daunting time for us college graduates then, much like it’s a daunting time for people looking for work today.

4 Savings and Budgeting Strategies You Need To Know

There are several different types of budgeting methods, so we suggest finding the one that fits with your personality and habits, and more importantly, one you can stick with.

Holiday Gift Guide Featuring Women-Owned Businesses

With Cyber Monday and Black Friday this week, we were inspired by our community member, Zarina Citlali, to put together a small business gift guide.

How I’m Prioritizing My Goals While Supporting My Parents

I'm figuring out how to help them retire while figuring out my financial literacy because I also don't know how to prepare myself for this. I tell my parents they aren’t taking anything away from me; they’re making me start early for myself.

How to Build Up Your Savings Even If You Have Debt

People tend to feel like they are stuck in a cycle where they barely make ends meet every month when their expenses exceed their income. It can be extremely discouraging when this happens, so I suggest looking at your income first.

First Republic Student Loan Refinancing Review

First Republic offers a personal line of credit- similar to refinancing a student loan. First Republic has competitive rates for strong candidates and looks to form a long-term relationship.

Earnest Student Loan Refinancing Review

Earnest is an online lender that helps borrowers stand out by taking into account their earning potential and current financial accounts. Earnest is best for those who want more flexible and customizable terms and repayment options.

How Mental Health Influences Our Money Habits

How anxiety presents itself when managing money, the taboo on disclosing personal finances, and habits you can implement today to start a healthy relationship with money.

How to Retire Early Making Under 6 Figures (video)

This single mother started off with $20,000 and she is now an early-retired millionaire, hear how she did it.

My Money Story: Paying off $200,000 in Student Loans in New York

Paying off debt is an accomplishment, not something to be ashamed about... It’s important to balance being frugal with rewarding yourself.

How to Support Your Family Financially During a Time of Crisis

How can you help support your family financially without hurting your own finances in the process?

Side Hustles You Can Start Today 💡

Are you curious about starting your own side hustle to earn a little extra on the side? Check out some of the ideas we gathered to help you start your side hustle today:

What is Student Loan Refinancing and When is a Good Time to?

Refinance private loans as soon as you have good credit and a stable income to get a lower rate and save the most money

What Does the CARES Act Mean for my Student Debt?

On March 27, 2020 the president signed the CARES Act into law. This includes several provisions to provide relief for federal student loan borrowers.

5 Healthy Budget-Friendly Pantry Staples

We did a round-up of the best healthy snacks you can find to fit your budget.

Should You Pay Your Student Loans if You Can?

Federal student loans are in forbearance and are interest-free from March 13, 2020, through September 30, 2020. If you have job stability and feel you are in a good position you may be wondering: Should I keep making payments to my student loan?

What to do With the $1,200 Economic Impact Payment?

The coronavirus relief bill was signed by President Trump on March 27, days after the Senate voted unanimously on a $2.2 trillion stimulus package to help businesses and individuals affected by the pandemic

How to Make Sure You Receive the Economic Impact Payment

This week, the first round of stimulus payments, officially called “Economic impact payments”, started making their way onto people’s bank accounts.

Companies Providing Free Services and Discounts During Coronavirus

To help you keep your spending in place and to make the most of this quarantine, we did a round-up of some popular services offering discounts right now

What Coronavirus Means for your Finances

By now, you’ve heard the 24/7 news alerts about the coronavirus and its quick spread across the globe. Besides the risks to your health, an epidemic will also have an effect on the economy and your money.

Debt Unicorns: How These 4 People Paid Down Student Debt Really Fast

Inspiring and detailed research on how these people paid down their debt really fast.

Invest in Yourself Checklist

Investing in yourself can have a direct impact on your ability to generate income and eventually invest, and can have a bigger return on investment for you.

Can You Go to Prison For Not Paying Your Student Loans?

Student loan default happens after 270 days of missing payments, during which your entire unpaid balance becomes immediately due. Can you go to prison for not paying your student loans? We break down the consequences of student loan default and the best options to get back on track.

Everything You Need to Know About Graduate School Loans

Looking to advance your degree and get into graduate school? Soaring tuition costs are making it harder for people to afford school. Borrowing can help people get into school. Find out which of the four types of loans available for graduate students is right for you.

Deferment vs Forbearance: What is the Best Way to Pause your Student Loan Payments?

How can you pause student loan payments through financial hardships without defaulting on your loans or hurting your credit? Deferment and forbearance are two options that may help you. See if you qualify.

Can You Buy a Home With Student Debt?

Planning on buying a home but stuck with student debt? Fortunately, student loans do not have to get in the way of homeownership.

How to Start Your Side Hustle

Catalina discusses strategies to help you discover your inner entrepreneur so you can CREATE A PLAN, SHOW-OFF YOUR SKILLS, and GET PAID!

San Francisco Bay Area Resources to Build Financial Literacy

Financial literacy is crucial to our financial well-being, but it can be hard to know where to get started.

How Much Do Nurses Have in Debt?

The nursing industry is an attractive industry for many due to great starting salaries, growing demands for registered nurses, and opportunities for professional development.

How Beyoncé Manages Her Money

Beyoncé is well known for being a global superstar, but she is also a very savvy businesswoman who has a very smart approach to managing her personal finances.

Rich Dad Poor Dad Summary

Rich Dad Poor Dad teaches readers how to adopt the right mindset for building wealth.

Sign up for our newsletter for monthly financial tips!